Weekly subscriber deal breakdowns
One real duplex, fourplex, or ADU deal taken apart line-by-line. Purchase price, loan, rent roll, monthly cost — the math you don't get on YouTube.
Weekly real-world guidance for teachers, nurses, first responders, and government workers working toward their first duplex in 12 months or less. Deal breakdowns, FHA financing strategies, and the mindset shifts that separate people who close from people who wait.
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"I'd been Googling 'how to house hack' for two years. Three issues in I had a lender, a market, and a plan." — Priya R., ICU nurse · subscribed since Issue №12
Every issue gives you something concrete to do this week — not a podcast clip and a feeling.
One real duplex, fourplex, or ADU deal taken apart line-by-line. Purchase price, loan, rent roll, monthly cost — the math you don't get on YouTube.
How to qualify with a W-2 income, what lenders actually look for, and the four loan products most teachers and nurses don't know they're eligible for.
Where to be at month 1, month 6, and month 11. Credit, savings, market selection, agent search, offer structure. You always know the next move.
Thomas closed his first duplex on a $27/hr paycheck. Each issue dismantles one belief that keeps W-2 earners on the sideline — starting with the 20% myth.
I bought my first duplex making $27 an hour. No trust fund, no real estate background, no rich uncle co-signing. I'd been Googling "how do I buy a house hack" at 11pm after double shifts for the better part of a year.
My tenant covered most of my mortgage from month one. That was the moment everything I thought I knew about real estate broke open. I wasn't an investor — I was just a guy who finally understood the rules.
Most W-2 earners think they need 20% down, perfect credit, and a finance degree to start. None of that's true. What's true is that nobody's writing this stuff for the people who actually need it — the teachers, the nurses, the first responders, the public workers. So I started.
"This newsletter is what I wish I had when I was Googling 'how do I buy a house hack' at 11pm after a double shift."
Same structure every week so you always know where to look. Built for a 12-minute lunch break, not a Saturday seminar.
A real subscriber's house hack with all the numbers — purchase price, loan, repairs, rent roll, monthly housing cost. Sometimes it works. Sometimes it doesn't. Both teach you something.
One loan product or financing tactic explained the way a friend who happens to be a lender would explain it. FHA, VA, conventional 5%, DSCR, seller credits — one per week.
One belief that keeps W-2 earners stuck — taken apart with numbers and lived experience. "You need 20% down." "Your credit isn't good enough." "Your market is too expensive." We name them and dissolve them.
One specific action you can take this week — a script, a calculator, a question to ask a lender. Small enough to actually do. Honest about what comes next.
Subscribe before Tuesday morning and you'll get it in your inbox — along with the full back-archive of every deal we've broken down so far.