Premium Coaching · Founding Member Pricing

Your first house hack.
Done in 12 months.

ShiftRich Elite is the hands-on coaching program for W-2 professionals who are done researching and ready to close. Real support, real accountability, real results.

Schedule Your Free Call
No pressure. 30-minute call to see if Elite is the right fit for you.
12 mo
Avg. time to first house hack
3.5%
Min. FHA down payment
"Three issues in I had a lender, a market, and a plan." — Priya R., ICU nurse · subscriber since Issue №12
01 / What's included

Everything you need to close
your first house hack.

Elite isn't a course you watch and forget. It's a done-with-you program built around your specific deal, market, and income.

01

Weekly Coaching Calls with Thomas

Direct access to Thomas Collins every week. Bring your deals, your lender questions, your market analysis — get real answers, not canned advice.

02

Private Community & Accountability

A tight-knit group of W-2 earners all working toward the same goal. Share deals, ask questions, and hold each other to deadlines.

03

Full Course Library & Curriculum

Every module Thomas has built — from FHA loan basics to market selection to running your first tenant screening. Structured, step-by-step, beginner-friendly.

04

Dedicated Success Coach

Between weekly calls, your success coach is available via direct message to answer questions, review documents, and keep you moving forward every single day.

05

Deal Analyzer & Calculators

The same tools Thomas uses to evaluate deals — cash flow, cash-on-cash return, break-even rent, cap rate. Run numbers on any property in minutes.

06

Lender & Agent Introductions

Skip the cold calls. Get warm introductions to investor-friendly lenders who understand house hacking and agents who've worked deals like yours before.

02 / Who it's for

Built for people with W-2 incomes
and a real plan to buy.

Elite isn't for everyone. It's for people ready to move — not just think about it.

🏫

Teachers & Educators

Stable income, long summers, and a burning desire to stop renting. If you've been Googling "how do I buy a duplex" for a year — this is your next step.

🏥

Nurses & Healthcare Workers

Great income, demanding schedules, zero time to figure this out alone. Elite does the heavy lifting so you can focus on your patients and your purchase.

🚒

First Responders

Firefighters, police, EMTs — you protect your community. Elite helps you build wealth with the same stability and structure you're used to.

🏛️

Government & Public Workers

Pension, benefits, steady paycheck — you're already ahead. Elite shows you how to leverage what you have to get your first house hack in the next 12 months.

03 / Your coach

Coached by the guy who did it
on $27 an hour.

Thomas bought his first duplex on a $27/hr paycheck — no trust fund, no real estate background, no rich uncle co-signing. His tenant covered most of the mortgage from month one.

Since then he's built ShiftRich Academy to give W-2 earners the roadmap he wishes he'd had. He's broken down real deals, FHA strategies, and the step-by-step path for a growing community of W-2 professionals just like you.

In Elite, you get direct access to Thomas — not a VA, not a templated curriculum. Real coaching, real deals, real accountability from someone who has been exactly where you are.

"I built this program because I know what it's like to want this badly and have no one in your corner who actually gets it."

04 / Results

W-2 earners who stopped waiting
and started closing.

★★★★★
"I'd been Googling 'how to house hack' for two years. Three issues in I had a lender, a market, and a plan. Closed on my duplex 9 months later."
PR
Priya R.
ICU Nurse · Tampa, FL
★★★★★
"Marcus closed his duplex with 3.5% down. His tenant pays $1,850/mo. His total housing cost is around $340. He's a 29-year-old public school teacher."
MC
Marcus C.
Public School Teacher · Tampa, FL
★★★★★
"The deal analyzer alone was worth it. I ran numbers on 12 properties before we found the right one. Thomas helped me see what actually pencils out."
JT
James T.
Firefighter · Atlanta, GA
05 / FAQ

Common questions.

It's a 30-minute call with Thomas (no sales team, no assistant). You'll talk through where you are, what market you're interested in, and whether Elite is the right fit. There's no pressure — if it's not the right time, Thomas will tell you that too.
Not necessarily. Many members start Elite while still building their down payment. The program covers savings strategies, credit optimization, and how to get ready to close — so you can use the time productively regardless of where you are financially.
The first 10 members lock in at $797 total for the full program — a one-time payment. After those spots are filled, the price increases. This is not a countdown timer trick — it's a genuine founding cohort pricing.
Expect to invest 3–5 hours per week — one coaching call, some community time, and working your action steps. Elite is designed for people with full-time jobs. It's rigorous but realistic. Thomas has done this himself while working full-time.
That's actually the best time to join. Many members close their first house hack within 6–12 months of joining Elite. The earlier you start, the more prepared you'll be — and the more you'll know before you talk to a lender.
Thomas believes in this program and stands behind the work. If you show up, do the work, and aren't satisfied after 30 days, reach out directly — he'll make it right. Real estate results depend on you, but the support will be there every step of the way.
10 founding spots · $797 total

Stop researching.
Start closing.

Schedule a free 30-minute call with Thomas. No pressure, no pitch. Just an honest conversation about whether ShiftRich Elite is the right next move for you.

Only 10 founding member spots — price increases after they're filled